Website and Service Disclaimer
Please note
Consultations are advisory in nature
Decisions based on recommendations remain with the user
Information and recommendations provided on cruvinalora.com are intended to support personal decision-making. They do not replace independent professional or legal advice and do not imply any future financial outcome.
General notice
All content and recommendations presented on this site are for informational purposes only. Our consultants provide insights based on available data and your expressed needs but do not manage investments or provide product-specific endorsements.
Limitation of liability
The following limits apply to all recommendations and site content.
Accuracy of provided information
Our content is reviewed carefully, but details may change over time. Data is sourced with diligence, yet errors or outdated information may occur. We recommend confirming details before acting.
Site content may not always be up-to-date or error-free.
No substitute for professional advice
Recommendations and market reviews from our consultants are not a replacement for legal, tax, or independent professional guidance. Seek further advice if unsure.
External links
Links to other websites are provided for information. We do not endorse external sites and are not liable for their content or actions.
Regarding consultation outcomes
Results may vary from person to person. Decisions are always the responsibility of the user.
Variations and influencing factors
Recommendations are based on the information available at the time. Market conditions and personal situations can change and affect outcomes.
Finance-related disclaimers
Our advice does not cover product sales or investment management.
Jurisdiction notice
Service subject to Australian law
These disclaimers apply within the Australian jurisdiction and any use of the site is subject to these parameters.
Australian law governs site use and consultation outcomes.
Users are responsible for compliance with local financial regulations.
Indemnification
Users agree to indemnify the site and consultants against claims linked to site use or reliance on recommendations.
Severability
If parts of this disclaimer are deemed invalid, remaining sections will still be enforceable.
Changes
We may update this disclaimer and will post changes with latest effective date.
Contact
For clarification of disclaimers or to report site issues, reach out via email or phone.
Contact email: content@cruvinalora.com
Phone: +61-2-3905-5648
Address: Tower 2, 201 Sussex Street, Sydney, NSW 2000 Australia
Effective date: Effective October 20, 2025
Last updated: October 20, 2025